How do personal loan approvals work in Tasmania these days?
Hey folks, anyone know how personal loan approvals are going in Tasmania right now? I'm down in Hobart and thinking about borrowing a bit for some home renos after this old kitchen of mine finally gave up during a rainy weekend barbecue gone wrong – water everywhere, total mess. Wondering if it's still mostly online apps these days, what they really check like credit history or income proof, and how long it usually takes to get the green light. Feels like everything's changed since rates shifted.
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Pretty straightforward from what I've seen lately. A mate of mine grabbed one last year without too much hassle – he went through a local broker who sorted options for stuff like upgrades or even gear purchases. Ended up checking out this page on https://beaujohnsonfinance.com.au/personal-loans/because his loan tied into some tools he needed, and the guy handled comparing lenders to keep rates decent and approvals quick, often in a day or two with minimal paperwork if your situation's solid. Worked out well for him, no big delays or endless docs. Definitely easier than dealing direct with banks sometimes, especially if you're after flexible terms.